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파이낸셜 시스템의 이해

파이낸셜 시스템의 이해

  • 최남진
  • |
  • 박영사
  • |
  • 2025-03-07 출간
  • |
  • 292페이지
  • |
  • 171 X 244 X 21mm / 653g
  • |
  • ISBN 9791130321783
판매가

23,000원

즉시할인가

22,770

배송비

2,500원

(제주/도서산간 배송 추가비용:3,000원)

수량
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총주문금액
22,770

※ 스프링제본 상품은 반품/교환/환불이 불가능하므로 신중하게 선택하여 주시기 바랍니다.

목차

제1장 금융 시스템의 이해 1
1. 금융이란? ···························································································3
2. 금융 시스템의 의의 ···········································································5
3. 유형별 금융제도 구분 ······································································12
(1) 시장중심 금융제도와 은행중심 금융제도 ············································12
(2) 전업주의와 겸업주의 ············································································20
4. 글로벌 금융위기 이후 금융제도 변화 ·············································24
(1) 글로벌 금융위기 이후 세계금융제도 ···················································24
1) 거시건전성 정책 도입 25
2) 중앙은행의 역할 확대 및 금융감독 체계 변경 27
(2) 글로벌 금융규제 강화 ··········································································29
1) 국제결제은행(BIS) 29
2) 바젤은행감독위원회와 은행의 규제 감독 31
3) 시스템적으로 중요한 금융기관에 대한 규제 34
4) 비은행 금융중개 규제 35
(3) 금융소비자보호 강화 ············································································37
(4) 금융기관 겸업 제한 ··············································································39
5. 핀테크의 등장 ··················································································41
(1) 핀테크의 정의 ·······················································································41
(2) 주요 사업 분야 ·····················································································42
1) 지급결제 및 송금 42
2) 크라우드펀딩과 P2P 대출 43
3) 암호자산 45
4) 인터넷전문은행 46

제2장 지급결제제도 51
1. 지급결제제도 정의 ············································································53
2. 지급 수단 ·························································································57
(1) 현금 ······································································································57
(2) 어음, 수표 ····························································································59
(3) 계좌이체 ·······························································································60
(4) 지급카드 ·······························································································61
(5) 모바일 지급결제 ···················································································62
3. 지급결제 시스템 ···············································································63
(1) 거액 결제시스템 ···················································································63
(2) 소액 결제시스템 ···················································································65
1) 어음교환 65
2) 지로시스템 66
3) 금융공동망 67
4) 전자상거래 지급결제 시스템 68
(3) 증권결제시스템 ·····················································································69
(4) 외환결제시스템 ·····················································································73
4. 금융시장 인프라 운영기관 ·······························································75
(1) 금융결제원 ····························································································75
1) 조직 및 참여기관 77
2) 주요 업무 78
(2) 한국예탁결제원 ·····················································································81
1) 조직 82
2) 주요 업무 82

제3장 거래소제도 95
1. 조직 ··································································································99
2. 주요 업무 ························································································100
(1) 유가증권시장, 코스닥시장 및 코넥스시장 개설 ㆍ 운영 ······················100
(2) 파생상품시장 개설 ㆍ 운영 ····································································105
(3) 시장감시 ······························································································106

제4장 예금보호제도 111
1. 조직 ·································································································119
(1) 예금보험위원회 ···················································································119
(2) 이사회 및 감사 ···················································································121
2. 주요 업무 ························································································122
(1) 예금보험기금의 관리 및 운영 ····························································122
1) 예금보험기금 123
2) 예금보험기금채권상환기금 124
(2) 보험료의 수납 및 보험금 지급 ··························································125
(3) 부실금융회사 정리 및 자금지원 ························································126
1) 부실금융회사의 정리 126
2) 자금지원 127
3) 부보금융회사에 대한 조사 및 검사 131
4) 금융부실관련자에 책임추궁 및 조사, 손해배상 132

제5장 중앙은행제도 139
1. 한국의 중앙은행 한국은행 ·····························································146
(1) 조직 ·····································································································149
(2) 주요 업무 ····························································································151
1) 통화신용정책 수립 및 집행 151
2) 금융안정 유지 158
3) 발권 163
4) 지급결제업무 167
5) 외환정책관련 업무 169
6) 조사통계 173
7) 국고 및 증권 173
8) 금융기관 경영실태 분석 및 검사 175

제6장 금융감독제도 181
1. 조직 ·································································································187
(1) 금융위원회 ··························································································187
(2) 금융감독원 ··························································································189
2. 주요 업무 ························································································192
(1) 구조적 규제 ························································································192
1) 금융기관 설립 및 합병 ㆍ 전환 인허가 192
2) 금융기관 퇴출 193
3) 소유지배구조 규제 194
(2) 건전성 규제 ························································································196
1) 자본의 적정성 196
2) 자산건전성 분류 및 대손충당금 적립 207
3) 경영지도 및 관리 212
(3) 영업행위 규제 ·····················································································223
1) 경영공시 223
2) 금융거래조건 공시 및 설명 226
3) 약관심사 226
4) 광고사항 227
5) 금융분쟁조정 228
(4) 검사 ·····································································································231

제7장 기타 금융하부구조 담당기관 243
1. 신용평가회사 ···················································································245
(1) 주요 업무 ····························································································245

제8장 한국의 금융제도 253
1. 1950년대 한국의 금융제도 확립기 ···············································255
2. 1960~1970년대 개발금융체제의 구축기 ······································257
3. 1980년대 시장자율체제로의 전환 ·················································260
4. 1990년대 금융 자유화, 개방화 추진 ············································262
5. 1990년대 후반의 외환위기와 2000년대 초반 금융개혁 ·············264
6. 2000년대 중반 자본시장 및 금융투자업 활성화와 규제 개편 ····270
7. 2008년 글로벌 금융위기와 금융규제 및 소비자보호 강화 ·········274

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